Personal bankruptcy may be the answer. Individuals and Couple can file for bankruptcy just as businesses can. If you qualify and declared legally bankrupt, you are freed of most or all of your debt and get a fresh start in life. Often you can keep your house and vehicles. You, too, can enjoy the benefits of these bankruptcy programs. 

A Chapter 7 bankruptcy stops creditor harassment and lawsuits, wage garnishments, and legally gets rid of most or all of your bills. 

A Chapter 13 bankruptcy is a court-sponsored debt consolidation program. Under this program, you pay your bills, under the protection of the Bankruptcy Court, at a rate you can afford - without fear of repossession or foreclosure, wage garnishments, or creditor harassment. The phone calls, lawsuits and other creditor collection action will stop.

You should consider Chapter 13 if you want to save your home from foreclosure, stop vehicle repossessions, creditor law harassment and law suits, wage garnishment, and reduce the amount and monthly payment on most bills to an amount you can afford.

If you have money worries or are overburdened with debt, we can help. We have more than 30 years of experience in helping people get their finances in order and in solving their debt problems. We help you deal with creditor phone calls and harassment, credit card debt, medical bills, bank and finance company loans, past due taxes, wage garnishments, vehicle repossessions, saving your home from foreclosures, and more….

We assist you with finding the best option for dealing with these problems. We offer assistance for many issues, including:

Consult with us to see if these programs will work for you. The initial consultation is free, no cost or obligation. We have helped many people in Cuyahoga, Lake and Geauga counties, and can help you. There are two convenient offices to better serve you: